With the rise of financial APIs, the concept of embedded finance is no longer niche.
If you're launching a SaaS platform, integrating real-time money flow is now a strategic must.
And in the Australian landscape, there’s one platform built for this future:
**ZNGX**.
How is ZNGX changing the game?
Traditional payment platforms like Stripe or Square:
- Don't let you control merchant lifecycle
- Limit customization
- Lack regulatory flexibility in AU
But with ZNGX:
- You define payout logic
- Embed wallets, payment rails, and transaction logic directly into your platform
- Focus on UX while ZNGX powers the backend
Use cases include:
- Marketplaces with dynamic escrow rules
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- Webhook-driven event layer
- Dynamic tiering by merchant risk class
- Wallet API with virtual balances
- Payout engine supporting NPP
- australian financial regulatory sandbox api Fully configurable triggers and hooks
Rather than being “just another merchant”, ZNGX lets you:
- Design your own settlement hierarchy
- Create new revenue streams
- Launch regulated flows fast
Security and compliance:
- Tokenized card storage
- Audit logging on every call
- Real-time transaction logging
ZNGX powers:
- Hospitality POS stacks
- On-demand services
- Retail with embedded checkout finance
Example API flow:
- `POST /onboard` → Provision merchant, run AML/KYC
- `POST /wallets` → Enable KYC tiering
- `POST /transactions` → Pay out to card/bank
- `POST /rules` → Tie to webhook triggers
- `GET /payouts` → Track batch disbursements
Why ZNGX over other embedded finance platforms?
- Built for CDR + NPP from day one
- No banking license required
- Production SLAs with 99.999% uptime
Already building with a global platform?
- Migrate from `Adyen` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Sign up for sandbox keys
- Migrate while live
- Expand fintech features safely
zngx.io = AU-native embedded finance.
???? [https://zngx.io](https://zngx.io) — Launch with confidence
Don't adapt to someone else’s limits
Start with ZNGX.